Housing Promotion

As a key partner in the national housing drive, we’ve designed this loan to help individuals and families get on the property ladder with exceptional rates and supportive terms.

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Key Features & Rates:

• Interest Rate: 3.50% for properties up to $9M
• Interest Rate: 4.25% for properties over $9M up to $20M
• Minimum Contribution (Equity): Just 5%
• Benefit: Get a 50% Discount on all Negotiation Fees.

• Headline: Build Your Future, Today

• Description: Are you a qualified professional ready to invest in your future? This mortgage offers competitive rates and terms designed to grow with your career.

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Key Features & Rates:

• Interest Rate: 5.00% for properties over $20M up to $30M
• Interest Rate: 6.50% for properties over $30M
• Minimum Contribution (Equity): 5% for properties up to $30M, 10% for properties over $30M.
• Benefit: Get a 50% Discount on all Negotiation Fees.

• Headline: Your Perfect Home, Your Way

• Description: Whether you’re buying your forever home or need financing for a larger property, our flexible loans cover everything from major renovations to new construction.

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Key Features & Rates:

• Interest Rate: 5.00% for properties over $20M up to $30M
• Interest Rate:  6.50% for properties over $30M
• Minimum Contribution (Equity): 5% for properties up to $30M, 10% for properties over $30M.
• Benefit: Get a 50% Discount on all Negotiation Fees.

• Headline: Renovate and Refresh Your Space
• Description: Love your home but ready for an upgrade? Finance your next project, from a new kitchen to a major extension, with our flexible Home Improvement loan.

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Key Features & Rates:

• Interest Rate: Rates are matched to our Low Income and Residential tiers based on your project’s cost.
• Minimum Contribution (Equity): No contribution required!
• Repayment Period: Flexible terms up to 30 years.
• Benefit: Get a 50% Discount on all Negotiation Fees.

• Headline: Switch to GBTI and Save
• Description: Have a mortgage with another bank? Move it to GBTI and unlock significant savings. We make the process seamless so you can start enjoying lower interest rates and reduced monthly payments.

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Key Features & Rates:

• Interest Rate: Benefit from the same competitive rates offered under our Low Income and Residential loan plans. We’ll match the terms to your property’s value.
• Special Auto Loan Bundle: Combine your Switch Mortgage with an auto loan and get an additional 0.50% reduction on your auto loan interest rate when you insure with NAFICO.
• Benefit: Get a 50% Discount on all Negotiation Fees.