• Late fees on loan payments
• Penalty interest on loans
• Credit Card – late fees
• Penalties for early withdrawal – Term Deposits
• Three to six months Moratorium on loans
• Debt restructuring
• Deferral of loan payments
• Reduction of interest rates
Failing to do so will render your account “Dormant” and your account will be subjected to a
monthly charge of $500.00 until it is rectified.
Changes to our “Dormant Period” took effect on the 1st January, 2020.
We encourage you to visit your nearest branch to check on the status of your account.
Please provide positive identification, proof of address and pay slip if visiting to
reactivate your account.
Overseas customers may engage us via email firstname.lastname@example.org
Our Savings Account caters to the individual and group customer for whom it is important to have transactions recorded in a passbook. The convenient pocket-size passbook offers customers the opportunity to follow account transactions and maintain accurate records. Interest is calculated on the minimum balance for the quarter and paid at the end of April and October.
This account allows an individual to make payments and conduct transactions with the use of a chequebook. Chequebooks can be ordered with 25 or 50 leaves according to the need and frequency of use. Also, our personalised chequebooks allow the customer to specify any personal information to be printed on the cheque leaf.
GBTI issues its own Gold and Classic Credit Cards, valid for use in Guyana. These cards allow you access to over 20 ATM Money Zone locations and 235 Point-of-Sale terminals throughout Guyana.
The Kaieteur Classic Debit Card gives you secure and convenient 24-hour banking at your fingertips. The card is free and can be used to access all our ATM Money Zones and 235 Point-of-Sale terminals at Prominent Shopping Centers, Supermarkets, Restaurants and Gas Stations. Look for our GBTI Kaieteur Classic Sign!
*Rates are subject to change without notice.