
GBTI Mastercard Gold Card Benefits
- Transaction alerts via email for added peace of mind.
- Tap payment for swift transactions.
- Swift replacement of lost or damaged cards.
- Access to your free monthly online statements effortlessly.
- Convenient online payment options.
- Cash back
* Cash back is subject to GBTI Terms and Conditions.
To take advantage of the full Mastercard® Airport Experiences provided by Lounge Key, cardholders must:
1. CREATE AN ACCOUNT
This can be done via the MCAE website or via the MCAE mobile app. Customers must first create an account in order to enjoy this benefit. Visit https://airport.mastercard.com to create your account.
2. DOWNLOAD MASTERCARD AIRPORT EXPERIENCE (MCAE) MOBILE APP
The app is available in the Apple and/or GooglePlay stores. Once downloaded, cardholders must create an account and register their card (if they haven’t already) to use the full MCAE program benefits.
Click here to download the Android app here
Click here to download the iOS app
Limit – USD$25,000 to USD$50,000
Frequently Asked Questions
Mastercard 3D Secure – FAQ’s
Mastercard 3DS, is a security protocol that adds an extra layer of protection to online card transactions, designed to reduce fraud and enhance security.
During an online purchase, the cardholder is redirected to a secure page to verify their identity, a one-time code sent to their phone/email. Usually, the verification happens after the cardholder enters their card details on merchant’s site, as part of the ‘checkout’ process.

In many regions it is required for most online transactions.
Only merchants participating in 3DS.
No. Since 3DS is a security protocol enforced by issuers and regulators; cardholders cannot opt out.
- Ensure your contact details are updated
- Contact the bank if issues persist.
The transaction will be declined. You’ll need to retry with correct credentials or contact the bank for assistance.
Yes. 3DS significantly reduces the risk of fraud in card-not-present (CNP) transactions.
Limit USD$25,000 to USD$50,000
Fees
| Gold | |
| Annual | USD $50 |
| Co-Applicant’s Annual | USD $25 |
| Replacement Card & Blocking fee | USD $20 |
| Limit Increase | USD $50 |
| Minimum Payment | Greater of 6% of outstanding Balance and USD $30 |
| Late Payment | 1.5% of min. payment (Min. Payment USD $10) |
| Statement | FREE |
| Over Limit | USD $25 |
| Cash Advance | 2% of cash advance or a min. of USD $10 |
* Lost, stolen or damaged cards (Fees subject to change without notice).