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GBTI issues its own Gold and Classic Credit Cards, valid for use in Guyana. It has access to over 19 ATM Money Zone locations and 198 Point-of-Sale terminals.
Card Limits:
Gold - G$1,000,000
Classic - G$500,000
The GBTI Gold & Classic Credit Cards gives you more:
1. Purchasing power.
2. Security, reliability & convenience
Frequently Asked Questions
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Who can apply for a card? |
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Any person over the age of 18 with valid identification
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Simply collect an application form from any of our branches. Return with the completed form for an interview with a credit officer. Upon approval, Credit Card can be uplifted at the branch where the application was processed.
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What form of Security is accepted? |
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- Cash
- Mortgages
- Bills of Sale
- Promissory Notes
- Guarantees
- Assignments / Letters of Undertaking
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What rate of interest is charged? |
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Ranges between 10% - 24% per annum (subject to change at GBTI’s sole discretion).
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What are the repayment terms? |
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- Interest charges to be paid monthly
- Regular deposits should be made
- Credit Card balance to be cleared or limit renewed on or before its expiration date
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What do I do if my Card is stolen? |
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Report to us immediately if you believe the Card or its PIN has been lost or stolen. It is the best way to minimize your possible losses.
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Fees
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Gold |
Classic |
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Annual Fee |
$10,000 |
$7,000 |
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Co-Applicant’s Annual Fee |
$ 6,000 |
$4,000 |
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Replacement Card * |
$ 2,000 |
$2,000 |
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Limit Increase Fee |
$7,000 |
$7,000 |
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Over Limit Fee |
$5,000 |
$5,000 |
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Statement |
FREE |
FREE |
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Pin Replacement Fee |
$2,000 |
$2,000 |
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Returned Cheque Fee |
$2,000 |
$2,000 |
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Late Renewal / Repayment Fee |
Additional 3% per annum |
Additional 3% per annum |
* Lost, stolen or damaged cards
(Fees subject to change without notice)
Benefits
- Competitive interest rate
- Allows card holder to make purchases and obtain services and cash
- Replacement of damaged / lost cards within one week
- Free monthly statement
- Access to over 19 ATM Money Zone locations and 198 Point-of-Sale terminals
- Reliability and convenience
- Secure alternative to cash
- Safe, pin-protected
- Enjoy real time access to shop at supermarkets and jewellery stores, or dine at restaurants and more
To obtain any other customer service, kindly contact your Branch or our Card Centre at 231-4391/3 during business hours or the Card Center at 1-866-303-3118 after business hours.
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