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GBTI Gold & Classic Credit Cards


GBTI issues its own Gold and Classic Credit Cards, valid for use in Guyana. It has access to over 19 ATM Money Zone locations and 198 Point-of-Sale terminals.

Card Limits:

Gold - G$1,000,000
Classic - G$500,000

The GBTI Gold & Classic Credit Cards gives you more:

1. Purchasing power.
2. Security, reliability & convenience

Frequently Asked Questions

  Who can apply for a card?

Any person over the age of 18 with valid identification

  How do I get a card?

Simply collect an application form from any of our branches. Return with the completed form for an interview with a credit officer. Upon approval, Credit Card can be uplifted at the branch where the application was processed.

  What form of Security is accepted?
  • Cash
  • Mortgages
  • Bills of Sale
  • Promissory Notes
  • Guarantees
  • Assignments / Letters of Undertaking
  What rate of interest is charged?

Ranges between 10% - 24% per annum (subject to change at GBTI’s sole discretion).

  What are the repayment terms?
  • Interest charges to be paid monthly
  • Regular deposits should be made
  • Credit Card balance to be cleared or limit renewed on or before its expiration date
  What do I do if my Card is stolen?

Report to us immediately if you believe the Card or its PIN has been lost or stolen. It is the best way to minimize your possible losses.



    Gold Classic
  Annual Fee $10,000 $7,000
  Co-Applicant’s Annual Fee $ 6,000 $4,000
  Replacement Card * $ 2,000 $2,000
  Limit Increase Fee $7,000 $7,000
  Over Limit Fee $5,000 $5,000
  Statement FREE FREE
  Pin Replacement Fee $2,000 $2,000
  Returned Cheque Fee $2,000 $2,000
  Late Renewal / Repayment Fee Additional 3% per annum Additional 3% per annum

* Lost, stolen or damaged cards
(Fees subject to change without notice)


  • Competitive interest rate
  • Allows card holder to make purchases and obtain services and cash
  • Replacement of damaged / lost cards within one week
  • Free monthly statement
  • Access to over 19 ATM Money Zone locations and 198 Point-of-Sale terminals
  • Reliability and convenience
  • Secure alternative to cash
  • Safe, pin-protected
  • Enjoy real time access to shop at supermarkets and jewellery stores, or dine at restaurants and more

To obtain any other customer service, kindly contact your Branch or our Card Centre at 231-4391/3 during business hours or the Card Center at 1-866-303-3118 after business hours.

High & Young Streets, Kingston, Georgetown, Guyana, South America tel.+592 231 4400-8 . fax. +592 231-4411 . SWIFT: GUTIGYGE
© 2018 Guyana Bank for Trade and Industry Limited