Our Personal Loans are designed for salaried employees, professionals and business individuals who wish to borrow for any of the following:
Benefits
Our Consumer Care Loan Plan makes it easy for customers to acquire new appliances and electronics.
This plan covers items including but not limited to:
The loan plan ranges from $100,000 to $500,000. The customer is required to contribute 10% of the cost of the item. An interest rate of 12 – 17% per annum will be charged under this scheme with the maximum repayment period of 3 years. Installments will be repayable on a monthly basis and must not exceed 30% of your gross income.
GBTI’s Automobile Loan Plan is designed for the salaried employee, professional or business executive, self-employed individuals desirous of acquiring a vehicle for non-commercial use.
The amount of this loan can be as high as 85% of the cost of the vehicle.
An interest rate of 6.99 – 10% per annum applies depending on the vehicle classification/condition and year of manufacture. Installments are repayable on a monthly basis for a period of 4-8 years and must not exceed 30% of your gross income.
This facility provides customers access to quick cash at the same time, gives them the opportunity to save their own money. These loans are cash secured and are issued within an expeditious manner.
There is no maximum stipulated amount since this is a cash-secured facility.
Express Loans carry an interest rate of 7 – 7.5% per annum.
An application for this loan can be made with any counter staff.
