GBTI VISA Gold & Classic Credit Cards
Card Limits:
Gold – US$10,000
Classic – US$5,000
The GBTI VISA Gold & Classic Credit Cards gives you more:
- Purchasing power worldwide.
- Worldwide acceptance.
- Security, reliability & convenience.
- Online shopping at your fingertips.
- No need to have an account with GBTI in order to apply.
| |
Check your GBTI VISA Gold & Classic Credit Cards Account |
| |
 |
Frequently Asked Questions
Who can apply for a card?
Any person over the age of 18 with valid identification.
How do I get a card?
Simply collect an application form from any of our branches. Return with the completed form for an interview with a credit officer. Upon approval, VISA Credit Card is to be uplifted at our Water Street Branch.
What form of security is accepted?
- Cash
- Mortgages
- Bills of Sale
- Promissory Notes
- Guarantees
- Assignments / Letters of Undertaking
What rate of interest is charged?
2% per month on balance utilized (subject to change at GBTI’s sole discretion).
What are the repayment terms?
Minimum monthly payment of 1/16 of the balance.
Fees
| |
Gold |
Classic |
| Annual Fee |
US$50 |
US$35 |
| Co-Applicant’s Annual Fee |
US$30 |
US$20 |
| Replacement Card * |
US$15 |
US$15 |
| Limit Increase Fee |
US$35 |
US$35 |
| Late Payment Fee |
1.5 % of minimum payment due subject to minimum fee of US$10 |
1.5 % of minimum payment due subject to minimum fee of US$10 |
| Statement |
FREE |
FREE |
| Over Limite Fee |
US$25 |
US$25 |
| Pin Replacement Fee |
US$10 |
US$10 |
| Return Cheque Fee |
US$30 |
US$30 |
* Lost, stolen or damaged cards
(Fees subject to change without notice)
Benefits
- Card available in United States dollars
- Competitive interest rate.
- Allows card holder to make purchases and obtain services and cash.
- Replacement of damaged / lost cards within one week.
- Free monthly statement.
- Statement available online
- Worldwide purchasing power. No need to travel with cash.
- Reliability and convenience.
- Safe, pin-protected.
- Enjoy real time access to shop at supermarkets and jewellery stores, or dine at restaurants and more.
Your GBTI VISA Gold & Classic Credit Cards
- Can be used at over 25 million merchants located worldwide.
- You can obtain cash at more than 1 million ATMs in the USA and 145 countries around the world.
- 24 Hrs Customer Service Support
To confirm the available balance on your GBTI VISA Gold or Classic Credit Card, register and check your Card Account details at www.gbtibank.com
- To obtain any other customer service, please call the VISA Department at GBTI Water Street (+592 226 8431) during business hours or the Card Center at 1-866-303-3118 after business hours.
- Report to us immediately if you believe the Card or its PIN has been lost or stolen. It is the best way to minimize your possible losses.
