Main menu

Commercial Loans

 
Corporate Loans
 

The GBTI Corporate Loan caters for investors who wish to pursue long term projects such has increasing production capacity, introducing new product lines or establishing new branches. Our experienced Credit Officers can offer guidance on your investment decisions and advise on the structure of a financing package that facilitates the success of your venture.

With the GBTI Corporate Loan you can benefit from:

  • Longer Terms
  • Flexible Moratorium
  • Preferential Interest Rates
  • Experienced Credit Officers
 
Agricultural Loans
 

Increasing cultivation, upgrading machinery and equipment or acquiring inputs can require the support and advice of a strong bank. GBTI has a tradition of sound support of the agriculture sector and our range of financing caters for all types of agriculture business including:

  • Poultry Farming
  • Cash Crops
  • Aquaculture (Fish and Shrimp)
  • Agri Processing
  • Livestock
  • Cane Farming

With the GBTI Agriculture Loan you can benefit from:

  • Production Cycle Repayment Terms
  • Preferential Interest Rates
  • Quick Approval
  • Experienced Credit Officers

Useful links: Guyana Marketing Corporation; Guyana Office for Investment

 
Manufacturing Loans
 

The GBTI Manufacturing Loan caters for medium to small scale projects with both domestic and export potential. This loan is suitable for investors who wish to increase raw materials, stock and plant capacity, improve product quality and packaging or access pre-shipment financing.

With the GBTI Manufacturing Loan you can benefit from:

  • Quick Response
  • Preferential Interest Rates
  • Experienced Credit Officers
 
Rice Farming Loans
 

GBTI has always been a strong supporter of the rice sector and our Rice Farming Loan is a specially designed package for Rice Farmers and Millers. Our range of financing caters for the acquisition of:

  • Land
  • Machinery and Equipment
  • Paddy
  • Fertilizer
  • Fuel and Lubricants

With the Rice Farming Loan you can benefit from:

  • Production Cycle Repayment Terms
  • Quick Response
  • Preferential Interest Rates
  • Experienced Credit Officers
 
Trading & Services Loans
 

The GBTI Trading & Services Loan is designed to accommodate the unique financing needs of the Retail Trade and Services Sectors. It caters for upgrading facilities, purchasing equipment and increasing inventory. Our Overdraft Facility is specially tailored to match the seasonal fluctuations of the Retail Trade sector.

With the GBTI Trading & Services Loan you can benefit from:

  • Flexible Interest Payments based on Funds Utilised
  • Quick Approval
  • Experienced Credit Officers
 
US Dollar Loans
 

The US Dollar Loan facility is available to corporate entities that are operating specifically in the manufacturing and export sector. Non-residents and foreign-based companies operating in Guyana can also access this facility upon receipt of the requisite approval from the Ministry of Finance.

The bank’s credit officers will examine project proposals presented to determine the viability and soundness of the venture.

 
Green Loans
 

Financing for Green Loans include:

  • Solar Energy Products, Water Treatment recycling- water filters
  • Hybrid motor vehicles
  • Energy Saving Appliances
  • Air filters
  • Wind powered projects
  • Hand powered projects
  • Low Carbon economic investments e.g high-end fruits and vegetables, aquaculture, etc.

Benefits:

  • Competitive Interest Rates
  • Fast Approvals
  • 25% Discount on lending services
  • 1-6 months moratorium on payment of installments where applicable
  • No late payment fees
  • No prepayment penalties

 


High & Young Streets, Kingston, Georgetown, Guyana, South America tel.+592 231 4400-8 . fax. +592 231-4411 . SWIFT: GUTIGYGE
© 2016 Guyana Bank for Trade and Industry Limited