Personal Chequing Account
This account allows an individual to make payments and conduct transactions with the use of a chequebook. Chequebooks can be ordered with 25 or 50 leaves according to the need and frequency of use. Also, our personalized chequebooks allow the customer to specify any personal information to be printed on the cheque leaf.
Account statements, with paid cheques enclosed, are issued and mailed based on the frequency determined by the customer (i.e. weekly, fortnightly, monthly, quarterly, etc.). Interim statements are also issued upon request.
Our ATM and Telephone Banking services are available for accounts maintained in the names of individuals allowing for additional easy access to funds.
How to Apply
The requirements for the opening of a Personal Checking Account are:
1) Minimum opening balance to cover cost of cheque book
2) Valid Identification Card or Passport
3) Two character references
4) Proof of Address
Along with the above, the following is also required for Joint Parties, Partnerships, etc.
5) Certificate of Business Registration
6) A completed Account Mandate
Withholding Tax - All interest received on your deposit account is subject to withholding tax of 20% which will be deducted by the Bank and paid to “The Guyana Revenue Authority”, except in cases where an Exempt from Withholding Tax Certificate is received form the Guyana Revenue Authority. View information on Savings Accounts and Deposit Interest Rates
View information on Savings Accounts and Deposit Interest Rates
