GBTI Gold & Classic Credit Cards
Card Limits:
Gold – G$1,000,000
Classic – G$500,000
The GBTI Gold & Classic Credit Cards gives you more:
1. Purchasing power.
2. Security, reliability & convenience.
Frequently Asked Questions
Who can apply for a card?
Any person over the age of 18 with valid identification.
How do I get a card?
Simply collect an application form from any of our branches. Return with the completed form for an interview with a credit officer. Upon approval, Credit Card is to be uplifted at our Water Street Branch.
What form of Security is accepted?
- Cash
- Mortgages
- Bills of Sale
- Promissory Notes
- Guarantees
- Assignments / Letters of Undertaking
What rate of interest is charged?
Ranges between 10% - 24% per annum (subject to change at GBTI’s sole discretion).
What are the repayment terms?
- Interest charges to be paid monthly.
- Regular deposits should be made.
- Credit Card balance to be cleared or limit renewed on or before its expiration date.
Fees
| |
Gold |
Classic |
| Annual Fee |
$10,000 |
$7,000 |
| Co-Applicant’s Annual Fee |
$ 6,000 |
$4,000 |
| Replacement Card * |
$ 2,000 |
$2,000 |
| Limit Increase Fee |
$7,000 |
$7,000 |
| Over Limit Fee |
$5,000 |
$5,000 |
| Statement |
FREE |
FREE |
| Pin Replacement Fee |
$2,000 |
$2,000 |
| Returned Cheque Fee |
$2,000 |
$2,000 |
| Late Renewal / Repayment Fee |
Additional 3% per annum |
Additional 3% per annum |
* Lost, stolen or damaged cards
(Fees subject to change without notice)
Benefits
- Competitive interest rate.
- Allows card holder to make purchases and obtain services and cash.
- Replacement of damaged / lost cards within one week.
- Free monthly statement.
- Access to over 14 ATM Money Zone locations and 115 Point-of-Sale terminals.
- Reliability and convenience.
- Secure alternative to cash.
- Safe, pin-protected.
- Enjoy real time access to shop at supermarkets and jewellery stores, or dine at restaurants and more.
Your GBTI Gold & Classic Credit Cards
- To obtain any other customer service, please call the Credit Department at GBTI Water Street (+592 226 8431) during business hours.
- Report to us immediately if you believe the Card or its PIN has been lost or stolen. It is the best way to minimize your possible loses.
